Pradhan Mantri Jan Dhan Yojana – How successful is it? By Deepak Parvatiyar April 8, 2015 Rate this post Rate this On September 2 last year, soon after the ambitious Pradhan Mantri Jan Dhan Yojana was launched, we wrote in these columns that the real challenge was to keep the accounts that would open under the PMJDY alive. ( http://www.elections.in/blog/jan-dhan-yojana-a-too-ambitious-scheme/ ). We had written that the government need not rush the ambitious plan of financial inclusion without a proper action plan. More than half a year later, the PMJDY seems to have progressed steadily although the scheme still faces several teething troubles. In September, we had pointed out that the rush to open the accounts to meet the deadline set by the Prime Minister meant that there was no proper screening of the account holders. Besides, what was also required was a survey at the rural level to identify the financially excluded population to avoid duplica
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